Eric Trucker Insurance | USA, Veteran | Trucker & Commercial Insurance Specialist

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*Licensed in the states of Florida and Texas.

"I just got my first truck and didn’t know where to start with insurance. Eric walked me through every step, got me a killer rate, and answered all my questions. I’ll be sticking with him for years."
— Ricky L., New Owner-Operator, Texas

Eric Trucker Insurance | USA, Veteran | Trucker & Commercial Insurance Specialist

Financial Impact of Accidents and Downtime

The Cost of Going Uninsured: Why Truckers Need Protection on the Road

Accidents, breakdowns, theft—each incident can cost you thousands. Without the right insurance, you’re left footing the bill. In 2023 alone, commercial truck accidents cost companies an average of $80,000 in repair, liability, and downtime costs.

With The Herd Insurance, you’re not only covering your assets; you’re protecting your livelihood. Our policies minimize the financial impact so you can keep moving and making money.

Rising Insurance Premiums and How The Herd Insurance Helps

Commercial Insurance Costs Are Rising—Here’s How We Keep It Affordable

Insurance premiums for truckers have increased by over 20% in the last 5 years due to rising repair costs and accident rates. We’re here to make sure you get the most value for your dollar without cutting corners on coverage.

Our team specializes in commercial auto, which means we can guide you to the best policy options for your specific needs—whether you’re a single truck owner-operator or managing a fleet of 50.

Top Tips to Lower Your Premiums

Tip #1: Embrace Telematics for Safer, Cheaper Coverage

Drive Smarter, Pay Less: How Telematics Can Reduce Your Premiums

Telematics—technology that monitors your driving—can help you get rewarded for safe driving. Our telematics-based policies offer discounts for drivers with clean records, potentially saving you up to 15% on premiums.

When you join The Herd, we’ll guide you through how to set up telematics and unlock these discounts.

Tip #2: Bundle Coverage for Maximum Savings

Multiple Policies, One Bill—Save Big with Bundled Coverage

Combining different types of insurance—like liability, cargo, and physical damage—into one bundled policy can save you both time and money. On average, truckers who bundle policies save around 10-20% compared to purchasing separate plans.

At The Herd Insurance, we’re experts in finding smart ways to combine your coverage and maximize your savings.

Tip #3: Choose High Deductibles Wisely

How a Higher Deductible Can Cut Your Monthly Costs

Opting for a higher deductible means you pay a bit more upfront in the event of an incident, but it can also slash your monthly premiums. This is a solid option for experienced drivers who don’t anticipate frequent claims.

We’ll walk you through the pros and cons of choosing higher deductibles based on your driving history and business needs.

The Big Picture: Protecting Your Reputation and Business

Build Trust with Clients and Partners

Coverage That Builds Confidence

Having solid commercial auto insurance isn’t just about compliance; it’s about credibility. Clients and partners want to know their cargo and contracts are safe with you.

With The Herd Insurance, you get comprehensive protection that shows you’re serious about your business. This translates into better client relationships and more deals for you.

Insurance Trends That Will Affect Truckers in 2025

Stay Ahead with the Latest in Trucking Insurance

In 2025, expect to see more usage-based insurance models that charge based on mileage or driving behavior, giving truckers more flexibility in how they pay for coverage.

Another trend? More companies are rewarding safety and offering discounts for things like continuous driver training. The Herd Insurance keeps you informed of these shifts so you can adjust your policies as the industry changes.

Ready to Get the Right Coverage?

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